Suggestions that will help your home sale!

• Keep the lawn trimmed and edged
• Weed the flower gardens
• Trim shrubs and eliminate dead branches
• Have the exterior clean and attractive
• Make the entrance way inviting
• Walls should be free of smudges and fingerprints\
• Consider a fresh coat of neutral paint
• Arrange furniture to make a room appear more spacious
• Temporarily stare worn or unattractive furniture
• Wash windows and sills
• Curtains and drapes should be cleaned
• Shampoo rugs and carpets
• Floors should be waxed
• Make sure all light bulbs are burning
• Clean out closets
• Be sure clothes and shoes are neatly arranged
• Bathrooms should be sparkly clean and free of mildew
• If neccessary, replace shower curtains
• Bedrooms hould be neat and beds always made
• Remove any clutter
• The kitchen should be clean and dishes put away
• Use packing boxes to clean and organize

Building your Credit

Lots of my friends are just now starting a new chapter in life. They are getting out of College, getting their first jobs and moving to new city's. They normally rent a place for six to twelve months then start looking for a home to call their own. Which is normal, but it isn't as easy for young people to obtain a loan as it was just a year ago. Creditors are getting tighter with their what they are requiring, which is making it harder and harder to obtain a loan. Here are a few good ways to get your credit rolling.

1. Start a savings account. Most people already have a checking account but not a savings account. You really don't need all that much money in it you just need to have it. Creditors will like the fact that you have money set aside.


2. If your like me when you graduate college your still driving the same car you had in high school and you hate it. So your going to want a new one since your now making real money and can afford the payments. Make sure you purchase something that you can make double payments on and have your parents co-sign for a car loan and pay it off as fast as possible. Don't make just the minimal payments, pay it off aggressively. This will be the start to actually producing good credit.


3. Before you even graduate college open up a credit card. You don't need a huge limit and defiantly don't carry a balance on it just have it. Put just a few purchases on it a month and pay off the balance every month.

If you follow these three things it should get you started on producing a good credit score. Once you have established credit and are looking for that first home call me and I can help you find your first home!

Adding Curb apeal on a Budget

The last few days I have been able to get some things done around the house and I spent most of my focus on adding curb appeal. I was able to do a lot for just $50 by using plants that I already had and purchasing some great deals. For just $50 I was able to purchase 60 different plants and am excited about the results.

My first find was a guy selling mums near the Ford plant from his backyard garden. For $4 I was able to get some good sized mums that were really good sizes (about the size of a basketball). I gave the guy $40 bucks and drove away with my truck bed just about totally full of flowers. I also had some day lillys and some ornamental grasses that I was able to split up and replant in order to cover more ground. That helped my landscape bed look fuller and I didn't spend any money at all on it.

Later that day I went into Wal-Mart and found a deal on Tulips $10 for a pack of 5o bulbs. I planted the bulbs first 43 in one area then put the mums on top of them. That way I will have something there year round. Once the mums die down all you have to do is cut them down to the roots then cover them with mulch. Then just wait for spring to hit and your tulips will start to come up. It should really look nice and not really cost a lot of money.

Great Deal

A new foreclosure just hit the market in Oldham County. It has 1000+ square feet 3 bedrooms and a bath and its listed for $79,900. Call for a showing it wont last long.

Window is Closing

I know I have said this about 3 or 4 times on either here or twitter or facebook but the tax credit rebate window is closing. I figure you have about 15 more days to get in a contract or else you may miss out. Closing are getting harder and harder to schedule and 30 day closing are hard to do these days. So get out there and get shopping and don't be so darn picky.

Affordable Lake Home

I want a lake home so bad I can't stand it, but its really not the right time for me to be running out and buying a second home so I thought I would post this for someone who can afford it. Looks like a solid little house across the street from the lake but with access to a Lake and possibly a dock with COE approval. Call for details.

Good read from the Wall Street Journal

http://online.wsj.com/article/SB10001424052970204047504574386802310702622.html